Is my money safe? – All funds invested are repaid on maturity regardless if the supplier is paid by then or not. We maintain a reserve fund that ensures all investors funds are paid out and all risk transferred back to Marks Rate.
I always find all opportunities are already taken whenever I log on? – We advise you to check the site frequently as opportunities are taken up on a first come first served basis. Marks Rate only reserves opportunities for direct funding initiated by investors who want to work with specific suppliers on our fund a relative/friend module
Can I increase my investment to more than Kes 1m. – Investments are restricted to Kes 1m so as to allow for opportunities to be spread in a larger pool. At Marks Rate we believe everyone should have an opportunity to invest and not crowding out the smaller investors.
Am I allowed as an investor to directly deal with the supplier? – We highly recommend that all investments are limited to Marks Rate to avoid any future conflicts outside the system
Can I open more than one account? – Investors and suppliers are limited to one account only. All business ideas are also registered under one account even if they are numerous ideas or business proposals presented by an individual or company or joint ventures.
I have already obtained financing but I have additional requirements, can I be able to source additional funds? – All applications are dealt with individually and you can have as many live projects as necessary.
Can I be listed as a supplier and an investor? – Marks Rate suppliers are companies or businesses and we do not deal with individuals apart from exceptional cases
I am currently listed on CRB, how does this affect my application? – Funding requirements are managed on a case by case basis. Even if you are listed Marks Rate will evaluate your application fairly and advise if you qualify based on this assessment. Your risk profile will be raised and a higher rate will be applied. Additionally, Marks Rate helps entrepreneurs resolve negative listings so that they can be able to access credit in future from all financial institutions.